Troy and Kristy Reynolds $($both age $56)$ have determined they require retirement income equal to $$93,000$ in today$$s dollars, based on their current income. They plan to retire in $8$ years and wish to assume an after$-$tax return on their investments, prior to retirement, of $8\%.$ They plan to readjust their assets after retirement and believe their net return will drop to $6\%.$ Troy$$s parents are both in their late eighties, and Kristy$$s parents are in their seventies. Troy and Kristy assume retirement will last for $30$ years and that inflation will average $2\%.($answers below are rounded to the nearest thousands$)$

If the Reynolds wanted to leave a specific bequest to their favorite charity $($Wounded Warrior Project$)$ in the amount of $$2$ million $($actual amount of donation at death$),$ how much additional capital would they need to have accumulated at the time they retire at age $64?$

a$.$

$$2,000,000.$

b$.$

$$348,000.$

c$.$

$$960,000.$

d$.$

$$562,000$