True and False (3 points each) _1. Personal liability coverage is automatically included in all Dwelling Program (DP) Policies. __2. The better Mobile Homeowners Policies may insure a new (less than 5 years old) mobile home on a replacement cost basis. ____3. If you own an inboard/outboard motorboat with a 40-horsepower engine, it is automatically covered under Section II of the standard Homeowners Policy. __4. One of the uses for Dwelling Program is to insure dwellings which are not owner-occupied. _____5. Appliances, dressers, furniture, and carpeting, that were included with the original Mobile Home sale, are covered as part of the dwelling limit. _____6. Flood insurance can be directly endorsed to a Mobile Home Policy. _____7. The Farm-Owners Program is designed for the family farm and allows farm equipment, farm buildings and farm animals to be added or scheduled on the policy. _____8. You sell cosmetics on a part-time basis, and your income from this activity exceeds $15,000.00 per year. Any liability claims related to this activity will be covered on your Homeowners Policy Section 2, without any special endorsement added to this policy. _____9. If you have $10,000.00 worth of firearms stored in your garage, your Homeowners Policy would pay for the entire $10,000.00 value if they are destroyed in a garage fire. ____10. If your garage roof collapses due to the weight of snow, the damage to antique cars stored inside of your garage will be covered under Section 1 of your Homeowners Policy.