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True / False: 1. The general pattern of the Pool Factor over the life of the mortgage pool is: starts at 1 (100%) and decreases

True / False:

1. The general pattern of the Pool Factor over the life of the mortgage pool is: starts at 1 (100%) and decreases to 0 (0%) as borrowers pay pack their mortgage principal

2. Mortgages securitized into Agency MBS are insured against default risk and prepayment risk

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