true or false

1. The financial markets will pay investors for accepting systematic risk but not for accepting unsystematic risk.

2. In financial market transactions involving financial intermediaries, the financial intermediary receives a claim on the user of the funds, while the investor or saver receives a claim on the intermediary.

3. According to the concept of the time value of money, a dollar today is worth more than a dollar tomorrow simply because inflation will reduce the purchasing power of future dollars.

4. The difference between the Over the Counter Market and the Exchange Market is that the Over the Counter Market conducts trading at specific geographic locations hence the name Over the Counter Market.