TRUE OR FALSE.

1. Under the GLBA law financial institutions only need to disclose their privacy practices to customers at the time the business relationship is created.

2. The notice of a financial institutions privacy practices must state that the customer has the right to opt out of the sharing of non-public personal information to affiliated third parties.

3. The law that regulates commercial email requires that the sender place in each email a mechanism that allows the recipient to opt out of all future emails from that sender.