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True or False: 1a. The first zero-coupon bond appeared before 1980. 1b. The highest credit rating for Standard and Poor is Aaa. 1c. Bond downgrades

True or False: 1a. The first zero-coupon bond appeared before 1980. 1b. The highest credit rating for Standard and Poor is "Aaa". 1c. Bond downgrades are less common than bond upgrades.

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