true or false

5. The prepayment risk relates to the borrower prepaying the mortgage before its maturity (0/1 Points) 6. According to the empirical evidence, over a long period of time after going public, stockholders usually don't benefit (0/1 Points) 7. Sharpe index employs the standard deviation as it is a comprehensive measure of portfolio risk 8. The mortgage is a commercial loan secured by a real estate (1/1 Points) 9. Fixed-rate borrowers usually suffer from rising interest rates (1/1 Points) 10. Allocating stocks to preferred customers in IPO is one way to maximize shareholder's wealth (1/1 Points) 11. There is a negative association between stock prices and interest rates (1/1 Points) 12. All subprime borrowers usually do not qualify for prime loans (1/1 Points) 13. Private equity investors focus mainly on banks and investment firms (1/1 Points) 14. In crowdfunding, Indiegogo collects money from crowd-investors to establish small projects (1/1 Points) 15. Mortgage originators usually prefer float-rate mortgages (1/1 Points) 16. The higher the equity invested in a mortgage by a borrower, the higher the probability of default 17. Insurance companies usually originate individual and commercial mortgages (1/1 Points) 18. With "overallotment", securities underwriters lose too much money as they have to pay the company 15% (out of money collected) in fees (1/1 Points) 19. Usually, VC funds' investments are sold within 3 to 4 years (1/1 Points) 20. CMOs are a special type of MBSs. Va Nauka