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True or False: New York State requires you to have a limit of 8 withdrawals per month on Basic Banking Accounts? A. True B. False

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True or False: New York State requires you to have a limit of 8 withdrawals per month on Basic Banking Accounts? A. True B. False 2. The Bank is required to disclose the order of payment items. How does Ridgewood pay their items? A. High to Low B. Low to High C. Sequential Check Order D. Electronic payments first, then checks 3. If you comply with these federal regulations, you comply with the state requirements: A. 3 CRR Part 13 Depositor Savings Information (Truth in Savings) B. 3 CRR Part 34 (Availability for Funds for Items Deposited for Collection) C. A and B D. Neither; you need to comply with state laws differently than federal laws 4. Is the Bank allowed to ask Mrs. Mackenzie McHale why her last name is different from her husband's on their loan application A. Yes: that has to be a clerical error B. Yes: married applicants must have the same last name C. No: this is a discriminatory practice D. A&B

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