True or False: The multiple earnings approach to evaluate life insurance needs is the most accurate method to determine the amount of insurance needed. Actual cash value is defined as replacement cost minus depreciation. ( The rate of return on liquid assets is relatively high compared to other types of investments. C) A liquid financial asset can be quickly converted into cash, but there is often a large loss of value as a result of the quick conversion to cash. C.) If you buy a zero coupon bond, you pay a premium price, but the principle and the dividends will only be disbursed at bond maturity