Trung is 32 years old. He just won Vietlott prize of 45 billion VND after tax. Trung wants to spend 10 billion VND to buy a house and a BMW car; the rest will be invested. He doesn't want to aggressively risk his money, but he does want to maximize his return so that she can quit her job now and live the most lavish lifestyle that he can afford for the rest of his life.