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TURN ten 230,000 Rent 11.00 During the last week of August. Oneida Company's owner approaches the bank for a $108 000 loan to be made

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TURN ten 230,000 Rent 11.00 During the last week of August. Oneida Company's owner approaches the bank for a $108 000 loan to be made on September 2 and repaid on November 30 with annual interest of 17%, for an interest cost of $4,590. The owner plans to increase the store's inventory by $60.000 during September and needs the loan to pay for inventory acquisitions. The bank's loan officer needs more information about Oneida's ability to repay the loan and asks the owner to forecast the store's November 30 cash position On September 1 Oneida is expected to have a $4,500 cash balance, $116,800 of net accounts receivable, and $100,000 of accounts payable. Its budgeted sales, merchandise purchases, and various cash disbursements for the next three months follow Badgeted pues September October November Sales $ 250,000 $425,000 $490,000 Merchandise purchases 220,000 193, ea Cash payments Payroll 20,500 21,900 23,800 11,000 11,000 Other cash expenses 33,90e 31,200 20, 150 Repayment of bank loan 108,00 Interest on the bank loan 4,590 Operations began in August August sales were $160.000 and purchases were $120,000 The budgeted September merchandise purchases include the inventory increase. All sales are on account. The company predicts that 27% of credit sales is collected in the month of the sale. 44% in the month following the sale, 22% in the second month, 6% in the third, and the remainder is uncollectible. Applying these percents to the August credit sales, for example, shows that $70,400 of the $160,000 will be collected in September. $35 200 in October, and $9.600 in November. All merchandise is purchased on credii. 80% of the balance is paid in the month following a purchase, and the remaining 20% is paid in the second month For example of the $120,000 August purchases. $96,000 will be paid in September and $24,000 in October Required: Prepare a cash budget for September October, and November (Round your final answers to the nearest whole dollar.) Calculation of cash receipts from sales -Collected in Total sales Uncollectible August September October November 30 November Accounts Rec Credit Siles from August $ 160,000 S 1,600 s 43,200 $ 70,400 s 35,200 $ 9.600 $ 0 November ces ONEIDA COMPANY Cash Budget For September, October, and November September October Beginning cash balance $ 4,500 Cash receipts Collection on accounts receivable Receipts from bank loan Total cash available Cash payments Payments on accounts payable Payroll Rent Other cash expenses Repayment on bank loan Interest on bank loan Total cash payments 0 0 0 Ending cash balance

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