Twelve months ago, you purchased the shares of a no$-$load mutual fund for $$22\mathrm{.}50$ per share. The fund distributed cash dividends of $$0\mathrm{.}75$ and capital gains of $$1\mathrm{.}25$ per share. If the net asset value of the fund is currently $$21\mathrm{.}24,$ what was your annual return on investment? Just type the number, no need to type in $\%$ sign, to two decimal places