Twelve months ago, you purchased the shares of a no-load mutual fund for $22.45 per share. The fund distributed cash dividends of 50.65 and capital gains of $1.55 per share. If the net asset value of the fund is currently $24.45, whot was your annual return on the investmentz Round your answer to two decima! places. If the value of the shares had been \$21.04, what would hove been your annual return? Round your answer to two decimal places