Two acquaintances have approached you about investing in business activities in which each is involved. Velterine is seeking $530 and Francis needs $695. One year from now your original investment will be returned, along with $48 income from Velterine or $51 income from Francis. You can make only one investment. Required: Compute the ROI of Velterine and Francis. Which investment would you prefer? Velterine Francis b. What other factors should you consider before making either investment? Fluctuation Risk