Two companies can borrow at the following fixed and floating rates

	Fixed Rate	Floating Rate
Good Co.	4.50%	SOFR
Bad Co.	5.75%	SOFR +0.65%

Create a swap that results in Good Co borrowing at a fixed rate lower than 4.5% and Bad Co borrowing at a floating rate that is better than SOFR +0.65%. No cash flows are needed, just the swap agreement specifics and the borrowing cost outcome for each company after the swap.