Two depository institutions have composite CAMELS ratings of $1$ or $2$ and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are $25$ percent, $20$ percent, $25$ percent, $10$ percent, $10$ percent, and $10$ percent for the $C,A,M,E,L,$ and $S$ components, respectively. Further, the institutions have the following financial ratios and CAMELS ratings:

$\backslash$table$[[$Financial Ratios:,Institution A$,$Institution B$],[$Leverage Ratio,$8\mathrm{.}81,7\mathrm{.}94],[$Nonperforming Loans and Leases$/$Gross$,0\mathrm{.}54,0\mathrm{.}69],[$Assets$,0\mathrm{.}10,0\mathrm{.}50],[$Other Real Estate Owned$/$Gross Assets,$2\mathrm{.}34,2\mathrm{.}10],[$Net Income Before Taxes$/$Total Assets,$3\mathrm{.}60,0\mathrm{.}90],[$Brokered Deposit Ratio,$7\mathrm{.}25,4\mathrm{.}50],[$One$-$Year Asset Growth,$0\mathrm{.}59,0\mathrm{.}49],[$Loans as a Percent of Total Assets:,$18\mathrm{.}66,11\mathrm{.}35],[$Construction & Development,$2\mathrm{.}10,1\mathrm{.}95],[$Commercial & Industrial,$18\mathrm{.}90,18\mathrm{.}60],[$Leases$,0\mathrm{.}25,0\mathrm{.}35],[$Other Consumer,$0\mathrm{.}00,0\mathrm{.}00],[$Loans to Foreign Government,$0\mathrm{.}85,0\mathrm{.}70],[$Real Estate Loans Residual,$0\mathrm{.}00,0\mathrm{.}00],[$Multifamily Residential,$38\mathrm{.}94,1\mathrm{.}10],[$Nonfarm Nonresidential,$2\mathrm{.}80,4\mathrm{.}00],[1-4$ Family Residential,$1\mathrm{.}35,7\mathrm{.}40],[$Loans to Depository Banks,$0\mathrm{.}80,1],[$Agricultural Real Estate,,$2],[$Agriculture$,1,2],[$CAMELS components:,$2,3],[$C$,1,1],[$A$,1,1],[$M$,1,]]$

Calculate the initial deposit insurance assessment rate for each institution. $($Do not round intermediate calculations. Round your answers to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$