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Two depository institutions have composite CAMELS ratings of 1 or 2 and are well capitalized. Thus, each institution falls into the FDIC Risk Category I
Two depository institutions have composite CAMELS ratings of 1 or 2 and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are 25 percent, 20 percent, 25 percent, 10 percent, 10 percent, and 10 percent for the C, A, M, E, L, and S components, respectively. Further, the institutions have the following financial ratios and CAMELS ratings: Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediate calculations. Round your answers to 3 decimal places. (e.g., 32.161)) \begin{tabular}{|l|c|c|} \hline & Established Small Bank & Large and Highly Complex Institutions \\ \hline Initial base assessment rate & 330 & 330 \\ \hline Unsecured debt adjustment & 50 & 50 \\ \hline Brokered deposit adjustment & & 010 \\ \hline Total base assessment rate & 1.530 & 1.540 \\ \hline \end{tabular} Table 13-21 Table 1323 Table 13-24
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