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Two payments of $10,000 and $4,900 are due in 1 year and 2 years, respectively. Calculate the two equal payments that would replace these payments,

Two payments of $10,000 and $4,900 are due in 1 year and 2 years, respectively. Calculate the two equal payments that would replace these payments, made in 6 months and in 4 years if money is worth 5% compounded quarterly

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