Two people (Person A and B) make identical contributions to their retirement funds, and both hope to retire on the same date. Person A starts making contributions 5 years before Person B. Which one will have more money at retirement?

Two people (Person A and B) make identical contributions to their retirement funds, and both hope to retire on the same date. Person A starts making contributions 5 years before Person B. Which one will have more money at retirement?

Reconsider the previous example. Imagine both Person A and Person B are prepared to make 25 total contributions of equal dollar amounts, on an annual basis, to their retirement funds. They also both hope to be retired in 30 years. Who will have more money under the following conditions:

• Person A makes their contributions during years 1-25 and then lets the money sit in the account for the last 5 years before beginning to withdraw for retirement
• Person B makes contributions during years 6-30, and then immediately starts withdrawing for retirement

What is the answer to this and how do I solve it??