Two questions from the Dave Ramsey book, personal finance

1. The Baby Steps can best be described as: O A systematic process for getting out of a financial mess and into building wealth O A series of seven sequential steps that help you plan, save, and manage money O A series of steps that will work in good times and in bad times O All of the above 2. If you invest $1,000 at 12% interest, how much money will be in the account after two years, compounded annualy O $1,120 $1,240 O $1,254.40 O $1,300.40 3. How much money should a couple who makes $54,000 a year have in their beginner emergency fund if they have a $3,o0 3-6 months of expenses