Two years ago, the price of a bond was 928.83 dollars, and one year ago, the price of the bond was 974.8 dollars. Over the past year, the bond paid a total of 73.23 dollars in coupon payments, which were just paid. If the bond is currently priced at 953.48 dollars then what was the rate of return for the bond over the past year (from 1 year ago to today)? The par value of the bond is 1,000 dollars. Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.