uble-digit declines in new checking accounts and credit card ons every month since the settlement. ion Questions 1. Should employee pay be linked to sales targets? ould the practice of cross-selling be eliminated? 3. What other steps could Wells Fargo have taken ahead of time to avoid the problems that it faced? 4. Should senior executives Carrie Tolstedt and John Stumpf have been financially penalized by the company? 5. How important is it to have regulators like the Securities and Exchange Commission or congress involved in the oversight of situations such as that at Wells Fargo? ource: https://www.washingtonpost.com/business/capitalbusiness/with- 519b-in-deposits-wells-argo-remains-the-areas-largest-bank/2014/10/03/ daefOfdc-4811-1 le4-a046-120a8a855cca_story.html?utm_term=. a521c7505a0a