ubmit Now - submits your answer choices for grading. ose - exits the exam. Kirpil's client. Pedro, asks him for a discount because he knows Kirpil is making a good commission. Kirpil explains to Pedro that he cannot discount premiums since it is a prohibited practice. Since Kirpilis building his practice, he tells Pedro that if he introduces a prospective client to Kirpil, he may be able to pay Pedro a fee of S100. Pedro introduces his friend. Jose, to Kirpil and after meeting with Jose. Kirpil pays Pedro $100. Kirpil provides disclosure to Jose outlining the $100 payment to Pedro. Which of the following accurately describes the activity in this scenario? inducement rebate Da referral arrangement Dd) fronting Da) Db)