un luuay! 2. Linda wants to buy a one bedroom apartment in Vancouver 3 years after graduating from now. The apartment will cost CAD400,000 and she would need to have 10% down payment after 3 years. To save for the down payment, Linda could deposit one lump sum today at 5% annual compound rate. Alternatively, Linda can wait for one year and makes one lump sum deposit. Will Linda need more money to deposit if she does it now or after one year? How much more is! needed