Unauthorized Account Openings: The widespread issue of unauthorized account openings reflects a significant ethical breach. Addressing this practice involves conducting a thorough investigation to identify the root causes, holding individuals accountable for their actions, and implementing stringent controls to prevent similar occurrences in the future. Failure to Address Root Causes of Policy Violations: Firing employees for policy violations without addressing the underlying causes perpetuates a culture of fear and discourages open communication about unethical practices. Prioritizing this practice involves fostering a culture of transparency and accountability, where employees feel empowered to report concerns without fear of retaliation, and addressing systemic issues that contribute to policy violations. Lack of Effective Detection and Prevention Mechanisms: Wells Fargo's failure to detect and prevent issues before they became widespread highlights deficiencies in its risk management and compliance practices. Addressing this practice requires enhancing monitoring systems, implementing robust internal controls, and providing comprehensive training to employees to recognize and report unethical behavior