Uncle Fred recently died and left $350,000 to his 55 year old niece she immediately spent $110,000 on a townhome but decided to invest balance for her retirement at age 65 what rate of return must you earn on her investment over the next 10 years to permit her to withdraw $65,000 at the end of each year through age 80 if her funds earn 9% annually during retirement use appendix a and appendix d to answer the question round your answer to the nearest whole number