Under a disability insurance policy there is a benefit period. This is the maximum duration for which benefits will be payable. The benefit period starts once the waiting period has expired and the benefit will run until the insured is well and able to return to work full time or the benefit period has expired. Identify which of the following statements is incorrect with regards to the benefit period on a disability policy. Select one: a. Short term disability insurance policies are more likely to have a benefit period of only ten to twenty- six weeks, but this period may be longer in certain cases. b. The longer the benefit period, the greater amount of claim the insurer is at risk paying and the greater the policy premium will be. C. Almost all policies contain provisions for standard common exclusions causes of disability for which no benefits are payable. d. However, as more Canadians are working beyond age sixty-five, some insurers offer coverage to age seventy-five on an accident only basis.

Under a disability insurance policy there is a benefit period. This is the maximum duration for which benefits will be payable. The benefit period starts once the waiting period has expired and the benefit will run until the insured is well and able to return to work full time or the benefit period has expired. Identify which of the following statements is incorrect with regards to the benefit period on a disability policy. Select one: a. Short term disability insurance policies are more likely to have a benefit period of only ten to twentysix weeks, but this period may be longer in certain cases. b. The longer the benefit period, the greater amount of claim the insurer is at risk paying and the greater the policy premium will be. c. Almost all policies contain provisions for standard common exclusions causes of disability for which no benefits are payable. d. However, as more Canadians are working beyond age sixty-five, some insurers offer coverage to age seventy-five on an accident only basis