Under any chapter of the Bankruptcy Code, failing to file the necessary documents with the debtor's petition for relief can result in O a. the distribution of the debtor's assets to his or her creditors. O b. the discharge of the debtor's obligations. O c. an automatic stay. O d. the dismissal of the petition. QUESTION 19 Under Chapter 7, a discharge is most likely to be denied if the debtor O a. all of the choices. O b. destroys records of the debtor's financial condition. O c. fails to attend a required consumer education course. O d. conceals property to hinder or delay a creditor. QUESTION 20 2 p Hedy draws a check "payable to the order of Ilsa or Jeto" and gives the check to Ilsa. Hedy's obligation on the check to Jeto is O a. to render half of the amount of the check to each party. b. discharged. O c. to hold the full amount of the check for the benefit of both payees. O d. suspended