Under bankruptcy law, when a debt is discharged (excused) and Bankruptcy Court it does not have to be repaid. Unlike most forms of debt, however, student loans are typically non-dischargeable (can never be excused) and must be repaid. Recently a group of students has called for a change in the law to make student loans dischargeable. Imagine that the next election includes a ballot question to change the law to allow student loans to be discharged. When deciding how to vote, How would you analyze the ethical issues using the framework or steps for analyzing ethical dilemmas in the course materials? What should be your first step according to the framework or steps for analyzing ethical dilemmas? 1. Gather the facts 2. Evaluate alternative actions 3. Evaluate your decision 4. Recognize that ethical issue exists