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Under direct financing: a. the lender retains ownership of the funds. b. the arranger takes over ownership of the surplus unit's funds. c. an underwriter

Under direct financing:

a. the lender retains ownership of the funds.

b. the arranger takes over ownership of the surplus unit's funds.

c. an underwriter takes over ownership of the surplus unit's funds.

d. ownership of funds is transferred to the borrower.

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