Under President Biden, student loans have been forgiven for students who attended some for-profit institutions that have collapsed after allegations of widespread misconduct. (e.g., ITT Technical Institutes and Corinthian Colleges), but any student can apply for loan forgiveness. One key reason is being defrauded by their school through false promises or misrepresentations about key elements of a degree or certificate. For this discussion, consider the question:

1. What would you do? Why?