Under the Commercial Crime Coverage Form condition Loss Sustained During Prior Insurance Issued by Us or Any Affiliate, the insurer agrees to pay a loss that meets which one of the following criteria? Available answer options Select only one option A The loss would have been covered by the present insurance if the insurance had been in force at the time of the loss. B The insured could have recovered the loss under the prior insurance except that the limits were inadequate. C The loss occurred after prior insurance had expired. D The loss is discovered prior to the policy period shown in the declarations