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Under the conditions of Commercial Property Policy, what happens to the rights and duties of an insured if he dies? (a) the policy becomes null

Under the conditions of Commercial Property Policy, what happens to the rights and duties of an insured if he dies? (a) the policy becomes null and void (b) They are transferred to the legal representative (c) The policy must be terminated with no less than 30 days notice (d) The insurer will assume the insured''s duties until the estate is settled

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