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Under the current U.S. health care system, insurance companies often perform the role done by government agencies under the Canadian system. That is, they pay

Under the current U.S. health care system, insurance companies often perform the role done by government agencies under the Canadian system. That is, they pay the bills, and they limit the care that people are able to consume.

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Why might health insurance companies be expected to improve more at their job in performing these functions than a government agency?

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