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Under the Equal Credit Opportunity Act, a lender can't ask a person seeking an individual mortgage loan about their marital status, except in which instance?

Under the Equal Credit Opportunity Act, a lender can't ask a person seeking an individual mortgage loan about their marital status, except in which instance? 

A. Where the borrower has recently divorced

B. In "community property" states

C. Where there's reason to believe that the person's spouse had bad credit

D. In states where same-sex marriage is legal

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