Under the Health Insurance Portability and Accountability Act, what is the maximum length of a preexisting conditions exclusion if an employee enrolls when initially eligible?

	a.	1 year
	b.	2 years
	c.	60 days
	d.	6 months

Which of the following statements about supplemental group major medical insurance is (are) true? I. Most plans have a lifetime limit of $50,000 to $100,000. II. Most plans contain an out-of-pocket maximum that places a dollar limit on the maximum amount an individual must pay out of his or her own pocket.

	a.	I only
	b.	II only
	c.	neither I nor II
	d.	both I and II