Under the market segmentation theory, investors not shift their holdings into the securities with the highest returns. Financial institutions that face regulatory capital requirements may desire to hold only those securities whose durations match their holding periods. Such a strategy minimizes their interest rate risk and protects their capital position. Therefore, these participants may restrict themselves to a particular maturity segment. Under the preferred habitat theory, investors will consider leaving their preferred maturity segments if other maturities offer a sufficient premium in the form of higher yields. True False