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Under the SECURE 2.0 Act, if Heather fails to take her required minimum distribution (RMD) in 2023, the penalty will be reduced to ___% if

Under the SECURE 2.0 Act, if Heather fails to take her required minimum distribution (RMD) in 2023, the penalty will be reduced to ___% if she withdraws the funds by ____________.

A 10%, December 31, 2024

B 25%, December 31, 2024

C 10%, December 31, 2025

D 25%, December 31, 2025

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