under what circumstances would a tax pair not include any amounts he or she received for his or her disability from health or accident insurance plan as income on his or her tax return.

Under what circumstance would a taxpayer not include any amounts he or she receives for his or her disability from a health or accident insurance plan as income on his or her tax return? A. The accident or health insurance plan was paid for entirely by his or her employer OB. He or she pays the entire cost of a health or accident Insurance plan O. Both the taxpayer and his or her employer have paid the premiums for the plan OD. He or she pays the premiums of a health or accident insurance plan through a cafeteria plan at his or her place of employment, and the amount of the premium was not included as taxable income to the taxpayer