United States Presidential candidate Hillary Clinton ran on the policy, "no bank is too big to fail" (a) Explain the too-big-to-fail policy and how the policy is associated with asymmetric information problems? (b) CDIC is in place to protect clients in the event of a failing bank. a. Discuss its two-payout method b. Financial experts have criticized the CDIC; discuss two of the primary arguments against the CDIC c. What are two primary arguments for CDIC d. Over the years CDIC has changed the ways it calculates its premium; explain the evolution over the past years. (the evolution of how premiums are calculated)