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US Bank calculates its HELOC rate at prime rate plus 0.25%. Today's prime rate is 3.25% and may increase to 3.75% in 12 months if

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US Bank calculates its HELOC rate at prime rate plus 0.25%. Today's prime rate is 3.25% and may increase to 3.75% in 12 months if the economy improves. requirement: a. what is the HELOC rate today? b. what is the HELOC's estimated rate for Nov 2021

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