US exchange has just introduced a single-stock futures contract on Z stock, a company that currently pays no dividends. Each contract calls for delivery of 1,000 shares of stock in one year. The T-bill rate is 5% per year annually compounded and Z stock currently sells at $110 per share. If the Z price drops by 3%, what will be the change in the future price and the change in the investors margin account who has a long position in one contract?