Use an annual percentage rate table to solve the problem. A restaurant owner purchased a new dishwasher for $3500. She paid 20% down and financed the balance with a 12-month fixed installment loan with an APR of 8.5% Determine the total finance charge and monthly payment for the loan. Select one O a. Total finance charge $130.48, Monthly payment $244.21 O b. Total fingnce charge $138.32: Monthly payment $244.86 O c. Total finance charge O d. Total finance charge $215.32; Monthly payment $182.70; Monthly payment $251.28 $306.89