Use Excel to answer this question: Assume you are retiring today. You are looking into a retirement plan that offers to pay $15,000 per year starting next year and which makes 35 annual payments. The plan will also increase the annual payment by 4% percent each year. What is the value of this plan today if the discount rate is 7%? $279,812.78 $315,198.85 $357,112.02 $369,670.17