Use Excel to answer this question: You want to borrow money from your bank to purchase a car. The maximum amount you are willing to pay is $$450$ per month. How much can you borrow if the loan lasts for $7$ years, your first payment starts today, and the interest rate is $4\mathrm{.}5\%$ APR under monthly compounding?

$$32,495\mathrm{.}13$

$$29,489\mathrm{.}45$

$$31,576\mathrm{.}98$

$$27,456\mathrm{.}87$