Use the bond term's below to answer the question Maturity 9 years Coupon Rate 3.50% Face value $1,000 Annual Coupons The bond is callable in year 5 The call price is $1,040 The interest rate in period 5 is 3.00% If the firm calls back the bond, how much does the firm save (positive #) or lose (negative #)? O-$21.41 $21.41 $20.39 -$22.49 -$20.39 O $22.49