Use the Budgeting tool at www$.$foundationsU.com to create three zero$-$based budgets; two for the two student case studies below. Was the budget you created for the student $(1$ & $2)$ a zero$-$based budget? Why or why not? If the budget was not zero$-$based what suggestions would you have for the student$($s$)$ to make their budget actually be zero$-$based.