Use the figure below to answer the following question. Point X and Y represent two non-ideal contracts that the individual is faced with buying. From this information, you can conclude the at the individual prefers: Utility C ULD Y B X D As Is ELDP IH income point Y- the actuarially unfair but full contract point X- the actuarially unfair but full contract point Y- the actuarially fair, but partial contract point X- the actuarially fair, but partial contract