Use the figure on p. 19 to find the a) annual base premium, and b) annual premium. All policies have a $50 deductible for both comprehensive and collision. 1. Pierre Keenan has a 1.30 driver-rating factor and his car is in age group A and insurance-rating group 14. The coverage he wants is 50/100 bodily injury and $25,000 for property damage. 2. Samuel Haskins uses his minivan primarily for his delivery business. He has 100/300 bodily injury, and $100,000 property damage coverage. His driver-rating factor is 3.55 because of his business use. His vehicle is classified A, 15. 3. Ruby Mason uses her sports car mainly for pleasure. She has 100/200 bodily injury, and $100,000 property damage coverage. Her driver-rating factor is 2.65 and her sports car is classified as B, 15. 4. Carl Adams uses his minivan to deliver office supplies. He has 100/200 bodily injury and $50,000 property damage coverage. His driver-rating factor is 3.10. His van is classified as D, 14.