Use the following balance sheet to answer questions 5-8 ($000) Cash 21 Demand Deposits 550 Securities 369 Fed Funds (Borrowings) 151 Loans 400 Equity 89 5. If the banks expected net deposit drain is 4%, what is the banks expected liquidity needs? 6. How can the bank meet an expected net deposit drain of 4%? 7. ) If the bank decides to cut down on interest expenses by reducing its dependence upon borrowed funds, what policy must the bank follow? 8. ) If the bank experience a $50,000 sudden liquidity drain, what will be the impact on the banks balance sheet?